Guides
Guides for landlords in Croatia
Rental income tax, property tax, lease contracts, deposits, utility bills and handovers: short, sourced guides for long-term letting in Croatia.
- Tool Rental yield calculator Gross and net yield, monthly cash flow and payback for your flat.
- Free template Residential lease agreement template for Croatia (Word and PDF) Free lease agreement template for letting a flat in Croatia, with all 9 elements the Residential Lease Act requires. Fill it in on the page and download the finished agreement in Word or PDF.
- Free checklist Flat handover checklist and record (PDF and Word) Free move-in and move-out checklist for letting a flat: meters, keys, condition room by room, furniture and appliances, and the deposit. Fill it in on the page or print it blank.
- Income tax on renting out a flat in Croatia in 2026 How much tax you pay on renting out a flat, how it is calculated, when to report the lease to the Tax Administration and how to pay — with a worked example.
- Property tax and long-term letting in Croatia Who pays property tax from 2025, how much it is per m², and how to avoid it if you let your flat long-term for at least 10 months a year.
- Residential lease agreement in Croatia: what it must contain and how to register it The mandatory elements of a residential lease agreement, registering it with the Tax Administration, notarial certification, notice periods and rent increases.
- Rental deposit in Croatia: how much, how it works and when it is returned How much deposit you may ask for, what to put in the agreement, when you may keep it and how to return it without a dispute. Plus the rules being prepared in the new law.
- Utility bills, building reserve fund and municipal utility fee in Croatia: who pays when you let a flat What the tenant pays and what stays with the owner — utility bills, the building reserve fund, the municipal utility fee — and how to write it into the lease agreement.
- Flat handover record in Croatia: what to include (with a checklist) A record of the flat's condition at move-in and move-out is required by law. What it must contain, how to photograph it and why it decides the deposit.
- Croatia's new Residential Lease Act 2027: what changes for landlords Mandatory notary, rent increases once a year, longer notice before moving out and state cover for unpaid rent. What the draft of the new law proposes and what to do now.
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