Flat handover record in Croatia: what to include (with a checklist)
Checked: 13 October 2026
A record of the flat's condition at move-in and move-out is required by law. What it must contain, how to photograph it and why it decides the deposit.
A record of the flat's condition is drawn up twice: when the tenant moves in and when they move out. On move-in day it looks like a formality; on move-out day it is the only reliable proof of what the flat was like.
Is it mandatory
Yes. The landlord hands over the flat in a condition fit for living in, and at the handover the parties draw up a record of the flat's condition (primopredajni zapisnik, handover record) (Zakon o najmu stanova (Residential Lease Act, ZNS), Art. 12). The lease agreement must also contain provisions on the handover (Art. 5).
At move-out, the tenant returns the flat in the condition in which they received it, allowing for normal wear and tear (Art. 17), and is liable for damage caused by them or members of their household (Art. 15).
The law does not prescribe exactly what the record must contain. The list below is what has proven necessary in practice.
What to include
Basics
- date and time of the handover,
- the parties and the address of the flat,
- a reference to the lease agreement.
Meters
- electricity (and the tariffs, if there are several),
- water,
- gas or district heating,
- a photo of each meter with the reading visible.
Keys and access
- number of keys to the flat, the entrance, the storage room and the letterbox,
- remote controls for the garage or barrier, access cards.
Inventory
- furniture, room by room,
- household appliances (with the brand, if you like),
- the condition of each item: new, working, damaged.
Condition room by room
- walls and ceilings (stains, holes, damp),
- floors (scratches, damage),
- windows, doors and locks,
- bathroom: tiles, sanitary fittings, silicone,
- kitchen: units, hob, extractor hood.
At the end, both parties sign the record. Each keeps a copy.
Photos
Photos are the strongest part of the record. Take:
- every room from two angles,
- every existing defect close up,
- every meter.
Dated photos, attached to the record or saved in a shared place, settle most disputes about the deposit before they start.
At move-out
Go through the same list in the same order. Compare with the photos from move-in. Distinguish normal wear and tear (faded walls, minor signs of use) from damage (holes, broken tiles, damaged furniture). Only damage and unpaid costs justify keeping part of the deposit.
Rentabl has a handover record with photos for move-in and move-out, stored with the agreement, so both conditions are in one place when you need them.
Sources
Frequently asked questions
Is a handover record mandatory when letting a flat?
Yes. The Residential Lease Act (Zakon o najmu stanova) provides that the landlord hands over the flat in a condition fit for living in and that the parties draw up a record of the flat's condition at the handover. The agreement must also contain provisions on the handover.
What should a handover record contain?
The date, the parties, the meter readings, the number of keys handed over, a list of furniture and appliances, and the condition of each room, preferably with photos. Both parties sign it.
Why does the record matter for the deposit?
Comparing the move-in record with the condition at move-out is the main proof that damage happened during the lease. Without a record, it is hard to justify keeping the deposit.
Renting without spreadsheets and drawers
Rentabl keeps the lease, rent, bills and deposit of every flat in one place and shows what each flat really earns. Free for your first flat.
This guide is general information, not tax or legal advice. Croatian rules change; check the sources listed in the text before you decide.
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